Retirement feels far away. What should I be asking now?
A plain map of retirement income where you live, five numbers to find and six questions for a planner.
- When to use
- When retirement is a vague worry you keep meaning to deal with.
- Time
- 10 min
Read this first
General background to prepare you for a licensed financial planner or pension adviser. Rules differ by country and change often.
The prompt
I’m and live in , and I’ve never properly looked at retirement. Don’t tell me how much to save or where to put it. First, explain in plain words how retirement income usually works in my country: the main sources and who pays into each, in under 200 words. Say which year your information is from and mark anything you’re unsure of. Then ask me up to five questions, one at a time, about my work history and what I already have, in rough terms. Finish with two lists: the five numbers about my own situation I should find out, with where people usually look each one up, and six questions to bring to a licensed financial planner or pension adviser.
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