Start here
Money 10 min DREAM
Where is my money actually going?
A plain picture of a typical month: where it goes, what has no name yet, and what to look at first.
Moment 29 prompts 3 scenes
Money check.
You want to know where your money stands, without the dread.
More for this moment.
28 more prompts, drawn from 3 scenes.
Work 10 min I got the job offer. What do I ask for before I say yes?
What’s open to discussion in a job offer, the two things worth asking for, and a reply you can send.
Work 10 min What do I do for free that someone would pay for?
Three ways to earn from something you already do well, with who would pay and a small test for each.
2 versions
Money 5 min Which of my subscriptions would I sign up for again today?
A keep, pause or cancel verdict on every subscription, with the yearly total you never see.
Money 10 min What am I really buying when I buy this?
The real reason behind a big purchase, cheaper ways to get it, and a fair test before you pay.
Money 10 min What do I believe about money that I never chose?
Two or three money beliefs you inherited, the evidence for each, and what each one costs you.
2 versions
Money 5 min My bill keeps creeping up. What do I say when I call?
A short, polite script for calling a provider, including what to say when they say no.
Money 10 min What number do I say when I ask for a raise?
Three numbers for your pay conversation: the ask, the target and your floor, each with its reasoning.
Money 5 min Is my savings goal realistic, or am I kidding myself?
The monthly number your goal needs, an honest check on the date, and three ways to make it work.
Money 10 min How long could I get by on what I’ve saved?
Your real runway in months, a cushion target that fits your life, and a first milestone to aim for.
Money 2 min How many times would I have to use this to make it worth it?
The honest cost per use of something you want, at the rate you’d really use it.
Money 10 min Which of my old things are worth the hassle of selling?
Your clutter sorted into sell, bundle or give away, and the order to list things in.
Money 10 min Play the seller so I can practice haggling before it counts.
A realistic practice round with a seller, then honest notes on where you gave ground too fast.
Money 10 min Am I charging enough to live on?
What you really earn per working hour, the rate your life requires, and the gap between them.
Money 10 min My partner and I never talk about money. How do I start?
A plan for a first money talk: an opening line, the numbers to bring and three questions for you both.
Money 10 min Someone close to me asked to borrow money. Do I say yes?
Three honest options beyond yes or no, what each could cost you, and kind words for each one.
Money 20 min Tell me the story of my money this year.
A one-page review of your money year: what moved, what you’d repeat, and one change for next year.
Money 20 min Is renting really throwing my money away?
The conditions under which renting or buying wins for you, plus the numbers and questions to take to an adviser.
Money 10 min What’s the best money I’ve ever spent, and what does that tell me?
Your own spending rules, drawn from the purchases you still love and the ones you regret.
Money 20 min I’m finally getting help with my debts. How do I prepare?
A one-page summary of what you owe and a list of questions, ready for your first debt advice session.
Money 10 min Before I see my accountant, what should I have ready?
A checklist of what to gather and the questions most worth your accountant’s time this year.
Money 20 min Teach me enough about investing to ask an adviser good questions.
The few investing ideas a beginner needs, checked as you go, and the questions to bring to an adviser.
Money 10 min Do I have insurance for the things that could sink me?
Your biggest risks set against the coverage you think you have, turned into questions for an adviser.
Money 10 min Retirement feels far away. What should I be asking now?
A plain map of retirement income where you live, five numbers to find and six questions for a planner.
Everyday life 5 min Where could I cut my grocery bill without eating worse?
Your usual groceries sorted into leave alone, swap and question, with what each swap saves and costs you.
Everyday life 5 min I’ve had two tabs open for a week. Which one do I buy?
A side-by-side on the few differences that matter for your use, and a pick with reasons.
Everyday life 5 min I want to cancel. How do I get past the ‘before you go’ speech?
A short script for canceling a service, with a calm line for each way they’ll try to keep you.
Everyday life 5 min Write me a listing that sells this, flaws and all.
A searchable title, a short honest description, and the buyer questions to answer before they’re asked.
Everyday life 5 min What do I ask the mechanic so I’m not just nodding along?
A clear description of the problem, possible causes in plain words, and what to ask before you approve work.
There is a pack for this.
A sequence is a small set of prompts you run in order, one step at a time.
The money check-up
An honest look at where your money goes and what it’s for.
- 01 Where is my money actually going?
- 02 Which of my subscriptions would I sign up for again today?
- 03 How long could I get by on what I’ve saved?
6 steps
Other moments.
This is one of 16. These two sit on either side of it.