Start here
Money 5 min DREAM
Which of my subscriptions would I sign up for again today?
A keep, pause or cancel verdict on every subscription, with the yearly total you never see.
Scene 22 prompts
See your own numbers clearly, then ask better questions.
These prompts help you look at your own numbers: where a month goes, which subscriptions earn their place, what a savings goal really needs. Round figures are enough, and no account details. On investing, tax, debt and insurance they prepare you for a qualified adviser and stop there.
Start here
Money 5 min DREAM
A keep, pause or cancel verdict on every subscription, with the yearly total you never see.
21 more prompts. Open one to make it yours.
A plain picture of a typical month: where it goes, what has no name yet, and what to look at first.
The real reason behind a big purchase, cheaper ways to get it, and a fair test before you pay.
Two or three money beliefs you inherited, the evidence for each, and what each one costs you.
2 versions
A short, polite script for calling a provider, including what to say when they say no.
Three numbers for your pay conversation: the ask, the target and your floor, each with its reasoning.
The monthly number your goal needs, an honest check on the date, and three ways to make it work.
Your real runway in months, a cushion target that fits your life, and a first milestone to aim for.
The honest cost per use of something you want, at the rate you’d really use it.
Your clutter sorted into sell, bundle or give away, and the order to list things in.
A realistic practice round with a seller, then honest notes on where you gave ground too fast.
What you really earn per working hour, the rate your life requires, and the gap between them.
A plan for a first money talk: an opening line, the numbers to bring and three questions for you both.
Three honest options beyond yes or no, what each could cost you, and kind words for each one.
A one-page review of your money year: what moved, what you’d repeat, and one change for next year.
The conditions under which renting or buying wins for you, plus the numbers and questions to take to an adviser.
Your own spending rules, drawn from the purchases you still love and the ones you regret.
A one-page summary of what you owe and a list of questions, ready for your first debt advice session.
A checklist of what to gather and the questions most worth your accountant’s time this year.
The few investing ideas a beginner needs, checked as you go, and the questions to bring to an adviser.
Your biggest risks set against the coverage you think you have, turned into questions for an adviser.
A plain map of retirement income where you live, five numbers to find and six questions for a planner.
Money is one of 12. These two sit on either side of it.