Where is my money actually going?

A plain picture of a typical month: where it goes, what has no name yet, and what to look at first.


When to use
When the month ends, the balance is lower than you expected, and you can’t say why.
Time
10 min
In the pack
The money check-up Step 1 of 6

The prompt

I want a clear picture of where my money goes in a typical month. I take home about . Here is my rough spending by category, from memory and a quick look at my statements: . These are rounded figures with no account details, which is all you need. Give me a table with each category, the amount, and its share of my pay. Then tell me how much is unaccounted for, the two categories most worth a closer look and why, and one question I should answer before I change anything. Don’t lecture me, and don’t assume what I value. Where you’re guessing, say so.

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