Where is my money actually going?
A plain picture of a typical month: where it goes, what has no name yet, and what to look at first.
Sequence 6 steps 50 min
The money check-up.
An honest look at where your money goes and what it’s for.
Six prompts, in order, using round numbers and no account details. You’ll see a typical month, trim what you don’t use, size your cushion, test a savings goal, list the risks to raise with an adviser, and end with the beliefs behind all of it.
From Money
One step at a time.
Run them in order. Each step says why it comes when it does.
6 steps
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- Step 01
Start with the picture: a typical month by category, and what has no name yet.
Money 10 min - Step 02
Take the easy win next and judge every subscription by one test.
Money 5 min Which of my subscriptions would I sign up for again today?
A keep, pause or cancel verdict on every subscription, with the yearly total you never see.
- Step 03
With your monthly costs in view, work out how long you could last without income.
Money 10 min How long could I get by on what I’ve saved?
Your real runway in months, a cushion target that fits your life, and a first milestone to aim for.
- Step 04
Then check whether your savings goal and its date agree with the numbers.
Money 5 min Is my savings goal realistic, or am I kidding myself?
The monthly number your goal needs, an honest check on the date, and three ways to make it work.
- Step 05
Look at what could sink you, and turn the gaps into questions for an adviser.
Money 10 min Do I have insurance for the things that could sink me?
Your biggest risks set against the coverage you think you have, turned into questions for an adviser.
- Step 06
End with the unwritten rules behind the numbers you just looked at.
Money 10 min What do I believe about money that I never chose?
Two or three money beliefs you inherited, the evidence for each, and what each one costs you.
2 versions
More that go together.
There are 16 packs. These two sit on either side of this one.